Electronic Payment
Payment Cards
Products for secure electronic payment transactions
As one of the world’s largest providers in the field of electronic payments, G&D offers its customers a comprehensive selection of products and services. The portfolio ranges from classic magnetic-strip cards through smartcard products to solutions for secure payment transactions. G&D products are highly versatile, whether they are used for cashless payment at the point of sale or for secure transactions – online or via mobile devices. Marketable products which reflect the spirit of the time are the result of continuous research and development. These range from products for contactless payment, multi-functional cards in various forms and designs, applications for mobile payment, and services such as the administration and management of devices and applications. G&D offers companies tailored concepts and solutions packages, as well as standard products for the high-volume market.
Platforms and applications
Java cards
Banks and card issuers have to react to various customer requirements and requests as quickly as possible. G&D's Java based, multi-application platform Convego Join provides its customers with the flexibility to integrate various applications individually on one smartcard.
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Native cards
G&D’s platform Convego Element provides its customers with a tried and tested solution for migration to EMV chip technology. Banks and card suppliers that rely on secure payment transactions put their trust in G&D as a reliable and experienced partner for customized products, solutions, and related services.
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Contactless payment
Convego Air is a platform developed by G&D for quick and convenient contactless payment. As well as the conventional functionalities for secure payment transactions, the platform also enables additional applications for retailers, public transport, and secure access systems.
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Customer and region-specific products
As one of the largest international end-to-end providers of products and services for electronic payment transactions, G&D has developed substantial expertise when it comes to meeting the various regional market requirements, and customer needs. G&D can offer customers around the world solutions based on individually configured platforms and tailored to local customer and market requirements.
Read moreCard bodies and devices
Innovative card designs
The G&D portfolio ranges from cards with tactile, scented, and translucent elements to cards in different shapes and sizes. G&D also offers conventional payment cards in all the standard formats available from leading global payment organizations.
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Alternative card materials
G&D customers have the opportunity to demonstrate their corporate commitment to a sustainable future by opting for eco-friendly card materials. G&D not only offers extremely durable card bodies, but also environmentally friendly alternatives to the usual PVC materials.
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Other payment products
G&D has a wide-ranging portfolio of innovative payment products, e.g. contactless payment sticker, key fobs and USB token.
Read moreSystems and Services
Picture Card
The Convego System Picture Card brings together individual appeal for customers and an expression of emotional customer loyalty. The product gives the user the opportunity to create their own very individual credit card and to shape the entire production process: from the supply of the smartcard, through creation of a card picture of their choice for the front-end, to personalization and sending of the individual card.
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Instant Issuance
The Convego System Instant Issuance is an established, high-security solution for personalizing credit and customer cards. A complex system comprising various physical, logical, and digital security strategies protects sensitive data exchanges from attacks from the Internet.
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Payments and loyalty programs
Convego System Commerce allows banks, telecoms companies, and other companies in retail and the financial sector to run payment services and loyalty campaigns on a cooperative basis using a single common system platform. The platform covers all key functions for payment transactions in retail and banking: smart device, terminal and back-end.
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Online portal
In order to stay ahead in business, you must have access to the latest market information. The Convego Service Online Portal gives the customer that edge on information that might allow them to gain a decisive competitive advantage. Information and data is transferred via this portal at any time and anywhere in the world.
Read moreProduction and personalisation
Software
G&D offers a portfolio of software solutions that manage the process flows for card issuers, in-house personalization departments, and specialist personalization agencies as efficiently and flexibly as possible.
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Systems
In addition to the obligatory card elements, all G&D personalization facilities can also provide optional design and security elements for card personalization – from individual cards through to large volumes.
Services
G&D’s personalization services optimizes the value chain and are designed to be modular, so that card issuers can decide for themselves which specific services they wish to take advantage of.
Read moreSuccess Stories
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Ferrari Card
Banco Santander
G&D manufactures the “Ferrari” credit card for Banco Santander. The card’s design – predominantly red, combined with the brand symbols of Banco Santander and Ferrari – exudes expertise and competitiveness. These are strengths which both companies draw on.
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EMV credit cards
HDFC Bank
Premium customers of HDFC bank, one of India’s largest banks, receive credit cards in line with the global EMV standards. G&D supplies the 500,000 smartcards. This project greatly assisted India’s migration from standard magnetic-strip cards to cards with integrated chips.
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Visa Dual Interface
Industrial and Commercial Bank of China
The Industrial and Commercial Bank of China (ICBC), the largest financial institution in the world, is issuing its customers with the country’s first ever Visa credit card, allowing both contactless and contact-based payment.
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Convego Air Mobile
CIT Golden Card Award
Convego Air Mobile, G&D’s cell-phone sticker for contactless payment, was awarded the “CIT Golden Card Award” in the “most innovative payment card” category in 2010.
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UEFA EURO 2008 MasterCard
DG VERLAG
In honor of UEFA EURO 2008, Germany's DG VERLAG publishing house offered the Volksbank and Raiffeisenbank financial cooperatives a limited-edition MasterCard credit card with a sporty look. G&D’s special production technology gave the design a three-dimensional look with an impressive, glimmering effect.
