Next generation banking

Today’s users of banking services expect their bank to provide financial services and solutions that are state of the art but still secure, convenient and easy to access – anytime, anyhow, anywhere.

For you to cater and nurture your customers with services they expect, you need to digitalize every aspect of your business. Designing these services to be channel agnostic and customer centric creates trust and builds relationships. Your key to staying relevant to your customers is to seamlessly and securely manage their customer journey. Security by design!

Main trends driving the industry

  • Customer experience will be the most important issue for the next generation banking and paramount for customer loyalty. This is shown by the market adopting new technologies that are  driven by customer behavior. And industry disruptors are setting new standards based on how to enrich the customer experience even further.
  • The next generation banking customers have already adopted these new ways, with 67% of the customers being native in Mobile Banking usage, with 54% of the Mobile Banking users say this behavior is driven by convenience.
  • For you, your major challenges are connected with changing the value chain, in order to identify new revenue streams and create customer stickiness.
  • Also, a shifting industry landscape prompt for identifying new differentiators in order to create value to your customers.
  • And the never ending growing digital demands, both from infrastructural and technical perspectives as well as from customers and their expectations, are immense.
  • At G+D Mobile Security we understand the new challenges that come with new customer expectations. And we can transform these use cases into new business models – always with the customer at heart.
  • Our solutions bring technological and marketing benefits that enhance and differentiate products and services in order to build trust and add brand engagement, create loyalty and differentiate from competition.

Banking 2.0 – A New Age for Financial Institutions

The way your customers pay and interact with their bank will fundamentally change in the future.

For millennials, online banking via app is already the method of choice – and forecasts predict that by 2021 there will be 936 million users for mobile payment only, up from 148 million in 2016. How can financial institutions meet the digital challenges to create and build innovative and secure services that consumers will value and trust?

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Customer first means Digital first!

To enhance the customer expectation, by offering seamless digitalized onboarding of new customers, that is fully compliant, new customer acquisition is made easy. And with safe payment tokenization and authentication with biometrics, transactions have never been simpler as well as keeping you top of wallet – regardless if digital payments or by physical card payments. With G+D Mobile Security’s trustworthy and secure solutions new revenue streams are easily identified, enabling all types of businesses: virtual, physical, online and offline. And allowing your customers become premium customers.

Protecting your identity journey – step by step

Onboarding

What you need is a reliable confirmation of identity as well as assure your customers that their identities and data are safe. Our solutions enable this –anytime, anyhow, anywhere

Provisioning

Our portfolio supports personalization of any method of payment, regardless of channel or choice of device, bringing convenient and secure digital payment options to your customers

Usage Monetization

Fast and secure verification is key for digital banking and payment. Our biometrics suite supports robust authentication – by face, voice, fingerprint, or iris scan in the simplest, safest, and most seamless way

Management

We help you to protect your banking apps, safeguard identities, securely authorize transactions, and prevent fraud

Discontinuation Renewal

Based on your customers' needs, you can manage their accounts in a secure and safe way through the whole customer journey


Successful solutions for a future-proof banking experience

Secure the customer ID journey in an easy, convenient and UX friendly way with a channel agnostic approach - from onboarding to provisioning and usage via mobile authentication. Enable customer benefits with a flexible, fast and fully customized service offering, meeting the digital challenges of the future.

Online Identification and Biometric solutions

Manage identities easily via compliant and seamless online onboarding and let your customers access their services with secure biometric authentication on the go. All by offer a great user experience for faster activation and increased usage.

>  Explore our PSD2 compliant, FIDO based Biometrics solution

Protect your customers while offering a seamless authentication.

  Explore G+D's solution for seamless authentication

Digital Payments

Authentication of users, services and transactions are done with an omni-channel approach, protecting your customer relationships as well as offering convenient, flexible, and secure digital payments - designed with users at heart.

  Explore options how to future-proof your digital payments portfolio

Payment cards are secure elements

With G+D’s innovative technical solutions and individualization services, you can turn conventional payment cards into powerful service-providing tools.
>   Explore our range of payment card options

>   Embrace the potential of EMV technology​​​​​​​

With G+D you as an issuer can keep your brand visible and be top-of-wallet  with our Premium payment cards such as Metal Cards. With a payment card, with the proliferation of Metal Cards, you can give your customers added value and something they can be excited about.

  Explore our Metal Card offering

News highlights

LG Pay mobile payment services powered by G+D

The LG Pay mobile payment service has recently become available in the United States on LG Electronics flagship smartphones. It enables users to add their physical Mastercard and Visa payment cards to their mobile phones in virtual form with just a few clicks. Powered by technology by G+D's Convego CloudPay for safe and secure Mobile Payments.

  Find out more

White Label Alliance with IDEMIA

G+D Mobile Security and IDEMIA intend to create the White Label Alliance to define an open standard for payments. This alliance aims to enable ready-to-deploy solutions for domestic payment schemes and closed-loop worldwide. “The close cooperation of companies such as G+D and IDEMIA demonstrates the effort to define new open payment specifications that ultimately benefit all end users", says Gabrielle Bugat, Head of Financial Services Solutions at G+D Mobile Security

  Find out more

Exciting pilot project with biometric payment cards

Crédit Agricole launches pilot project with biometric payment cards from G+D Mobile Security. “By combining security with convenience, the biometric cards will optimally meet the needs of our customers", says Bertrand Chevallier, GM at Crédit Agricole.

  Find out more

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Secure banking valYOUes. It’s all about managing identities.

Juniper has commended G+D Mobile Security as one of the leading providers of payment offerings, with a strong emphasis on securing transactions in both the online and offline space. Leverage on our expertise in digitalizing your banking experience!


Contact us

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Giesecke + Devrient Mobile Security Iberia S.A.

info.gdi@gi-de.com

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