Convego® SecureCode

Bank card and smartphone on blue background

Introduction
How it works
Key benefits
Resources

What can the industry do to mitigate the impact of fraud on customers and retailers? It’s a big question. After all, card-not-present (CNP) fraud accounts for 70% of total fraud losses for merchants and acquirers.

Yes, technology is helping in the fight against fraud. In-app transaction authorizations work to reduce risk. But they also add additional steps – and frustration – to the consumer journey.

In the phygital era, is there a combined physical and digital technology that banks and card issuers can bring to market to combat CNP fraud? As payments and fraud continue to evolve, banks and fintechs are exploring the use of one-time-use virtual cards to combat fraud. We wanted to explore another way to tackle this issue, a premium payment card with dynamic CVV numbers that change every time they’re used. The unique and fascinating technology ensures banks can retain the coveted “top of wallet status, while customers can enjoy having a premium card on hand for their payments and banking needs.

Convego^® SecureCode combines an elevated approach to security, coupled with innovative technology designed to appeal to “techy” lifestyles. The card brings a whole new approach to fighting card-not-present fraud, with the Ellipse Verification Code (EVC^®) technology.

Businessman with smartphone and credit card

Convego^® SecureCode is the first micromodule to include a built-in screen that dynamically displays a new CVV after every transaction. It brings peace of mind to your customers and a whole new revenue opportunity to your financial organization.

A screen built into the card

As the first EMV^® micromodule with an integrated screen displaying a dynamic CVV, you can deliver a true phygital experience with increased security, greater peace of mind, and the all-important wow factor.

A new CVV for every transaction

When a customer pays with their Convego^® SecureCode card at any point-of-sale, the battery-free screen refreshes the CVV for the next transaction. Using existing EMV^® rules, it requires no action from merchants.

Stolen card? No problem

If the customer’s card data is stolen, the Convego^® SecureCode’s dynamic security code renders the stolen data useless on the black market. The customer’s data remains secure – there’s no need for the card to be blocked or reissued.

Batteries not included

Convego^® SecureCode’s unique and innovative design draws power whenever the card is used at any ATM or point-of-sale device, so there’s no need for charging or bulky batteries – long lasting, battery-free security.

Convego^® SecureCode offers outstanding technology that sets your brand apart. With no wires or battery, it offers practical security benefits with a serious wow factor that sophisticated customers will love.

Convego^® SecureCode adds a new layer of eCommerce security at the card level. No action from the customer is required, and it uses existing EMV^® infrastructure, ensuring the broadest compatibility.

Energize your financial performance by decreasing customer turnover, optimizing interchange and service fees, improving approval rates, and achieving a faster return on investment.

Be the first mover: roll out Convego^® SecureCode quickly and easily. No action is required from merchants, acquirers, or networks, while processors only need to make a lightweight backend update.

The first EMV^® micromodule with an integrated screen displaying a dynamic CVV, delivering a true phygital experience via your own banking app, letting customers refresh the CVV on demand.

Data sheet

Explore innovative premium anti-fraud solutions

Download the datasheet to learn how Convego^® SecureCode can help to transform your payment card into a sleek, innovative, and secure way to counter card-not-present fraud.

Download [442.7 KB]

Illustration: three modern looking people with credit card and smartphones

For Fintechs to succeed, understanding the underlying payments landscape is as key as working with the right partner: G+D and Fintechs, a partnership for success!

characters with different disabilities or impairments

Explore a suite of card, digital and onboarding solutions that can help you to deliver a more accessible, convenient and secure payment experience to your end-customers. Another step toward social sustainability in your ESG journey!

Are you looking for decisive components in the race to win and retain valuable, affluent customers? Our metal cards enable issuing banks to differentiate their first-class service with a physical symbol and provide customers with solid, tangible proof of their value to the bank.

G+D credit cards: Convego Parley Ocean, Convego Natural and Convego Recycled

We believe that the power for change lies in the hands of the consumer, and the power to shape a new consumer mindset towards a more sustainable lifestyle also lies in our hands.

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.

Convego^® SecureCode: on-card dynamic CVVs

Introducing Convego^® SecureCode: lifestyle-first security