G+D: the house of payment card innovation
Over 170 years of payment innovation
Fostering change to elevate the financial services ecosystem.
The payments industry has never stood still. It is shaped by rapid technological progress, rising security threats, and constantly shifting customer expectations. What worked yesterday is quickly outpaced. What feels advanced today becomes tomorrow’s baseline.
In this environment, innovation cannot be performative. It must be built, tested, protected, and proven. Amidst this landscape, patents, proprietary technologies, and award-winning solutions serve as evidence of sustained investment in research, engineering excellence, and long-term thinking.
At G+D, innovation is part of our foundation. From advanced payment cards to intelligent card software platforms and solutions, our global IP portfolio and decades of technical expertise reflect a single focus: developing secure, scalable solutions that move the industry forward – not just keep up with it.
Multi-award winner in the field
We’re proud to be regular finalists and frequent winners of industry awards, such as the annual ICMA Élan Awards and JUNIPER’s Future Digital Awards.
- 2025 winner of best secure payment card - ICMA
- 2025 winner of best environmentally friendly card - ICMA
- 2025 winner of best application of AI in banking - JUNIPER
- 2025 winner of unique innovation prototype – ICMA
- 2025 winner in Best User Experience in Payment Authentication – MEA Finance Leaders in Finance
- 2025 winner of best card recycling program – Fintech Finance
- 2024 Platinum Tokenization solution – JUNIPER
- 2024 Gold RegTech platform - JUNIPER
Innovation is in our DNA
G+D has a long history of innovation across the financial services industry. In the decades since its founding, G+D has gone on to create numerous solutions that banks and their cardholders around the world.
Making our cards more secure
At G+D, we’re constantly innovating to improve security, speed up processes, and support sustainability goals.
Collaboration drives success
Our global team of innovators create seamless solutions at every level of the payment card software chain.
- Card applets are created individually for different payment schemes and include security measures such as protection for aborted transactions.
- Card operating systems are what applets run on. There are different versions for payment cards, ID cards, and SIM cards. Innovations in this space often cover code efficiency and memory handling.
- Cryptography libraries underpin all the software and include state-of-the-art algorithms that are secure from attack.
G+D has led the way in chip card innovation
Since the company’s inception in 1852, G+D’s research teams have been dedicated to inventing. Some of our 150+ industry-leading patents include:
Better together: G+D and its partners
Over the years, G+D has partnered and collaborated with external agencies and research institutes around the world to develop bold new products and solutions.
- Quoryptan: Demonstrating post-quantum cryptography for card payments
- Parlay: Collaborating to use recycled ocean plastic in payment cards
- FIDO Alliance: Creating FIDO-capable payment solutions for the market
- Payment schemes: working with leading scheme providers to explore the future of PayTech
- White Label Alliance: collaborating across the payments industry and beyond to ensure open access and standardization for payment schemes.
If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.