3-D Secure Issuer Service: authenticate cardholders with the highest accuracy
The optimal way to handle fraud in e-commerce
Rising global levels of fraud, coupled with more stringent regulatory requirements for Strong Customer Authentication, such as the revised Payment Services Directive (PSD2), mean that when customers shop online, their transactions will most likely require authentication before they can be completed. This process protects everyone in the payments journey: customers, merchants, PSPs, and issuers. For issuers, secure authentication is crucial in the race to outpace card-not-present fraud.
With 3-D Secure Issuer Service, your customers will:
- Enjoy smoother, more secure eCommerce experiences, without sacrificing convenience
- Take advantage of quick and easy registration, secure in the knowledge that all future transactions are protected
Introducing 3-D Secure Issuer Service: effortlessly secure online payments for your customers
Our 3-D Secure (3DS) Issuer Service, developed by our digital powerhouse G+D Netcetera, ensures that every cardholder’s payment is securely authenticated without placing an additional administration burden on your customer.
Comprising of a state-of-the-art Access Control Server (ACS), administration portal, APIs, authentication methods, and more, 3DS Issuer ensures that you maintain complete control of your customers’ authentication journeys – all while adhering to regulations.
Your cardholders benefit from safer online transactions, a frictionless shopping experience, and quick registration through an online portal or mobile banking app.
How it works: a complete 3DS Service
Key benefits: our ACS, tailored for your needs
Our ACS supports 3-D Secure 1.0 and EMV® 3DS versions 2.1, 2.2, and 2.3.1, which are certified by all major card schemes for cardholder authentication.
Adheres to PSD2 requirements for Strong Customer Authentication (SCA), while offering a comprehensive set of tools to enable frictionless payments, improving the shopping experience of your cardholders.
Our solution is designed to support almost every EMV® 3-D Secure use case, with multiple authentication methods available – including single-click in mobile app (OOB), one-time passcode (OTP), and risk-based authentication (RBA).
Customize your authentication pages and registration portal with your branding – boosting your brand visibility at key touchpoints.
We offer multi-language support alongside a team dedicated to fast onboarding, a Customer Success Executive, and 24/7 telephone support.
3D Secure Issuer Service is compatible with all major 3D Secure schemes worldwide: Mastercard ID Check, Visa Secure, American Express, SafeKey, Diners Club, UnionPay, JCB J/Secure, and more.
Resources
Case study
Erste Bank & G+D: transforming eCommerce
Learn how G+D enabled Erste Bank to evolve the eCommerce experience for their customers, reducing declines, increasing approval rates, and boosting customer satisfaction.
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If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.