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A person using a smartphone with various banking interfaces shown, including transaction details and payment options.

Shaping the future of digital payments and banking

Delivering robust digital payments and banking experience in today’s fast-moving financial services world needn’t be complex – with the right partner.

Modern-day banking customers demand more than just traditional banking and payment experiences – they seek financial services aligned and personalized to their unique needs and lifestyles. That could be eco-conscious banking, crypto related investments, or other tailored offerings. They also expect comprehensive control over their finances, making tools like budget management, detailed transaction records, and transparency over their payment credentials crucial for a fulfilling experience.

For traditional banks, these shifts underscore the urgent need to rethink their approach and offerings to stay relevant to demanding customer expectations.

Customers love the ease and convenience of mobile-first experiences, enabled in large part by the flexibility and versatility of digital wallets. Non-financial businesses currently lead in digital payments and wallets, so banks risk being sidelined, their services reduced to commodities. In building a robust suite of digital payment and wallet solutions, banks can remain central to customers’ digital lives.

Remain at the center of your customers’ digital world

Strategies for Financial Institutions to enable next-gen payments and banking experiences:

Provide value-added solutions
Enable accessible customer experiences
Support conscious consumerism
Facilitate effortless mobile commerce
Balance security with convenience
Infographic about Strategies for Financial Institutions to enable next-gen payments and banking experiences.

The power of partnership

Building a next generation payments experience – together

Our comprehensive suite of wallet-related offerings and digital payment solutions, paired with robust authentication capabilities, supports millions of customers worldwide. We deliver secure, innovative solutions that enhance value and strengthen brand loyalty, redefining the digital payment experience across all devices.

We understand the new use cases and business models that arise from regulatory compliance, increasing fraud rates, and consumer behavior. As such, we're well-equipped to tackle the challenges of designing solutions to meet those security needs. We work with organizations across the payments journey, bringing everyone together to build the digital payments world of tomorrow – today.

Partner logos of G+D digital payments and wallets

Resources

Whitepaper

Cover of whitepaper on digital payment solutions

Going beyond payments

Traditional banks must adapt to their customers' evolving needs to stay relevant. Payments are no longer just transactions – they're experiences. The key is to create a compelling mobile super wallet that integrates seamlessly into every aspect of life. Download our whitepaper, created in collaboration with the technology think tank 'CORE,' to discover how banks can become integral to their customers' digitally connected lifestyle.

Related solutions

A man uses his smartphone on a busy street, next to a digital interface displaying various bank and digital wallet options.
Convego® Token Cockpit

Elevates the capabilities of mobile wallets by empowering customers with visibility and control over their digital payment credentials.

A man completes a contactless payment using a mobile device at an outdoor cafe, with a success message displayed on the payment terminal screen.
Convego® CloudPay HCE

Provides an end-to-end solution for lifecycle management of tokenized payment cards and secure provisioning of full credentials within seconds.

A person holding a smartphone displaying a bank application interface and a payment card
Convego® TruSafe

Convego® TruSafe is a modular solution that offers total asset protection in the palm of your customer's hands. It integrates seamlessly with your existing digital infrastructure and leverages your payment card experience.

Person holding their smartphone with an overlay of different actions requiring authentication
Authentication Solutions

Learn how our suite of authentication solutions can transform your payments and banking experiences – making them fraud-smart by effortlessly balancing security and convenience.

A person seated on a bench holding a coffee cup and a smartphone, viewing a digital banking interface displaying recent transactions.
ToPay Wallet

Offer your customers a state-of-the-art mobile payment experience and added value with a highly configurable, fully brandable, and secure mobile wallet – delivered by our digital powerhouse G+D Netcetera.

A person holding a grocery bag stands next to a digital interface showing a carbon footprint tracker, with categories for household, groceries, and public transport.
ToPay Green

Empower digital banking users to convert their transaction data into valuable insights and actions that benefit the environment – delivered by our digital powerhouse G+D Netcetera.

A family engages with digital devices around a table, with a digital payment interface displayed in the foreground showing a transaction option.
Convego® Service Broker

Our cloud-based tokenization service aggregator enables rapid access to networks and token requestors for banks, including wallets, merchants, and devices.

A cafe setting with a customer making a payment at a digital terminal with their smart watch.
Convego® CloudPay eSE

Enabling smooth, seamless, and secure payment experiences for wearable technology.

Insights

A woman uses the technology of an e-wallet on her mobile screen device.
Embracing the super wallet

Explore how the rise of the super wallet has transformed attitudes to digital payments and learn how you can become a digital superstar – with the power of the digital wallet.

Animation of abstract network with credit cards
Enabling more visibility and control

For today’s customer, control of their data and personal information is critical. Discover how giving customers the ability to track, manage, and monitor their own credentials elevates the payment experience.

The future of authentication is passwordless

Learn how passwordless authentication can transform your customer experience, boosting security and combatting fraud while still providing seamless convenience for every interaction.

An elderly woman makes use of accessible payment options
More accessible payments for all

Everyone should have equal access to convenient and secure payments, no matter their requirements. Learn how important accessibility is to every part of the experience.

Woman in front of a green plant wall
Empowering sustainability

Everyday payments and banking experiences can enable more sustainable choices, by giving customers the ability to monitor, track and manage the carbon footprint of their everyday purchases.

Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.