
Convego® CloudPay HCE: unlock NFC-powered payment capabilities in your digital wallet
The digital era has ushered in a wave of innovation in payments. Consumers now expect mobile-first payments and banking experience that complement their increasingly busy lifestyles.
By 2027, mobile wallets are expected to comprise more than $25 trillion in global transaction value – corresponding to 49% of all e-commerce and POS sales.

Currently:
- Big Tech and fintech firms are redefining the digital wallets space with stellar consumer experiences.
- Pressure is placed on traditional banks and fintechs to invest in innovation, or risk falling behind.
- There’s a growing demand for mobile apps with embedded contactless payments.
Meeting today’s ever-increasing customer expectations
Customers expect the flexibility to pay anytime, anywhere, and from any device, offering banks a prime opportunity to lead the way. However, developing a solution that seamlessly blends security and convenience, while integrating smoothly with existing infrastructure, is a complex, resource-intensive task.
Introducing Convego® CloudPay HCE: integrating payments into your mobile wallet experience

Convego® CloudPay HCE (Host Card Emulation) transforms your mobile app into a contactless card and empowers your end customers to simply tap and pay.
Our HCE wallet solution is a proven, scalable digital payments platform with millions of users. It provides an end-to-end solution for the lifecycle management of tokenized payment cards and secure provisioning of full credentials – within seconds.
- Seamless payments on the go
- Ultimate peace of mind
How it works
Key benefits: seamless digital wallet payments
Secure top-of-wallet status
Enhanced mobile banking capabilities increase app interaction frequency, boosting trust and brand engagement.

Boost brand engagement
Integrated payment functionality keeps customers engaged with your brand for longer.

State-of-the-art security
Utilizes EMV® payment tokenization and robust security measures for enhanced protection.

Reduced maintenance and cost-efficiency
G+D handles scheme updates, reducing card issuers' maintenance efforts. This reduces the workload on issuers’ customer care services as it enables self-service.

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Elevating digital wallet experiences with NFC-powered payments
Learn how Convego® CloudPay HCE enables banks to remain at the heart of their customers’ increasingly mobile-first payment and banking journeys.
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Get in touch
If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.