G+D Magazine
EN DE
A person holding a grocery bag stands next to a digital interface showing a carbon footprint tracker, with categories for household, groceries, and public transport.

ToPay Green: transforming payments to inspire your customers’ eco-conscious actions

Today's customers see payment as an integral part of their purchasing journey, demanding security and convenience in equal measure. While eco-consciousness is on the rise, the gap between intention and action remains significant and needs to be addressed.

However, banking customers are increasingly drawn to conscious consumerism, actively seeking financial solutions that align with their values – such as sustainability, ethical production, and social responsibility.


Each transaction tells a story that encourages your customers to embrace a more sustainable way of living:

  • Enable your customers to make more sustainable choices through full visibillty of their purchases’ carbon impact.
  • Allow carbon contributions to a wide variety of eco-innovative climate projects, all within your digital estate.

Evolving consumer behavior

End consumers are increasingly worried about understanding their decisions' impact on the environment and making more sustainable choices. This is especially true for their payments.

50 percent

50% of surveyed respondents listed “not having enough information” as the reason for not adopting a more sustainable lifestyle.

71 percent

71% of carbon emissions are generated by lifestyle consumption.

Introducing ToPay Green: your carbon footprint at a glance

Example of ToPay Green app view

ToPay Green empowers banks to transform transaction data into actionable insights empowering their customers to make eco-concious choices. In a world where carbon emissions are a leading factor in climate change, it’s essential for everyone to take responsibility for reducing and offsetting their carbon footprint.

Developed by our digital powerhouse, G+D Netcetera, in partnership with Doconomy and Patch, ToPay Green seamlessly integrates with your existing infrastructure and mobile app via SDK. This enables your customers to track the carbon impact of their purchases effortlessly.

Utilizing the EY-certified Aland Index, CO2 emissions, freshwater consumption, and social costs are calculated and displayed based on transaction data. From there, customers can contribute to sustainable projects worldwide – all within your mobile banking app.

By providing your customers with the tools to understand the environmental impact of their purchases, you empower them to take meaningful action, enhancing their loyalty and aligning your brand with sustainability.

How it works

Diagram about how ToPay Green works

Key benefits

Contribute to UN Sustainable Development Goals

As an industry, we have a responsibility to overturn some of the destruction of climate change. It's crucial for everyone to take responsibility for reducing and neutralizing their carbon footprint.

CO2 reduction icon

Stay ahead of the competition

Empower your customers to make eco-conscious choices with every transaction, supporting a sustainable future and reinforcing your commitment to responsible banking – while also gaining a competitive edge in the market.

Competitive advantage icon

Be at the forefront of sustainable banking

Every transaction is an opportunity to inspire your customers toward a more sustainable lifestyle. As modern-day banking customers increasingly align with conscious consumerism, your brand can become their go-to choice by reflecting their values and commitment to sustainability.

Icon of light bulb with plant symbol inside

Increase card usage and engagement in digital channels

With our easy-to-use SDK, ToPay Green integrates into your mobile app and existing hardware – boosting touchpoints.

Engagement icon

Leverage data for actionable insights

Draw on a rich dataset to nudge your customers’ purchase decisions fostering a sustainable lifestyle while strengthening customer loyalty.

Dashboard icon

Related solutions

A man uses his smartphone on a busy street, next to a digital interface displaying various bank and digital wallet options.
Convego® Token Cockpit

Elevates the capabilities of mobile wallets by empowering customers with visibility and control over their digital payment credentials.

A man completes a contactless payment using a mobile device at an outdoor cafe, with a success message displayed on the payment terminal screen.
Convego® CloudPay HCE

Provides an end-to-end solution for lifecycle management of tokenized payment cards and secure provisioning of full credentials within seconds.

A person holding a smartphone displaying a bank application interface and a payment card
Convego® TruSafe

Convego® TruSafe is a modular solution that offers total asset protection in the palm of your customer's hands. It integrates seamlessly with your existing digital infrastructure and leverages your payment card experience.

A person seated on a bench holding a coffee cup and a smartphone, viewing a digital banking interface displaying recent transactions.
ToPay Wallet

Offer your customers a state-of-the-art mobile payment experience and added value with a highly configurable, fully brandable, and secure mobile wallet – delivered by our digital powerhouse G+D Netcetera.

A family engages with digital devices around a table, with a digital payment interface displayed in the foreground showing a transaction option.
Convego® Service Broker

Our cloud-based tokenization service aggregator enables rapid access to networks and token requestors for banks, including wallets, merchants, and devices.

A woman holds her smartphone and confirms an online purchase at her bank
3-D Secure Issuer Service

Ensure effortless authentication of your cardholders' online payments with utmost accuracy.

A cafe setting with a customer making a payment at a digital terminal with their smart watch.
Convego® CloudPay eSE

Enabling smooth, seamless, and secure payment experiences for wearable technology.

Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.