Person holding a smartphone and a credit card

Innovative payment solutions for fintechs

Scale with confidence

Fintechs today face a paradox – the pressure to disrupt fast, while delivering the trust, compliance, and resilience expected by modern customers and regulators. From launching standout card programs to scaling securely across markets, the road to growth can be fragmented and full of friction.

G+Ds fintech payment solutions help them overcome these barriers. With 170+ years of trusted expertise, deep central bank and scheme relationships, and a global – local delivery model, we enable fintechs to accelerate their vision – across payments, identity, and authentication. Whether you’re launching your first card or scaling across Europe, G+D transforms complexity into competitive edge.

Built for every stage of fintech growth

Trusted by institutions

Leverage G+D’s longstanding partnerships with central banks, regulators, and payment schemes for privileged infrastructure access and credibility from day one.

End-to-end PayTech and identity expertise

From EMV® issuance and tokenization to digital ID and eSIM, G+D delivers a one-stop shop for physical and digital payment ecosystems.

Global scale, local relevance

With a global footprint and localized production, we help fintechs adapt to region-specific regulations, preferences, and design expectations.

Built for agility, backed by compliance

Our EMVCo participation and deep regulatory insight help fintechs go to market fast – without sacrificing security or compliance.

Startup speed, world­wide implementation

Through Convego® Labs and our modular APIs, we co-create bold ideas at pace, then scale them with enterprise-grade execution. 

Security first, ecosystem driven

Our open API stack, biometric authentication, and fraud prevention suite are designed to integrate and scale securely – from day one.

Solutions built for every stage of fintech growth

Disrupt: enter with impact
  • Lean on our Fintech Hub center of excellence and get started quickly with small batch production
  • Go live fast with modular onboarding and digital issuance
  • Build trust from day one with G+D’s brand and infrastructure
Scale: expand with confidence
  • Co-create premium offerings that align with customers’ lifestyles, such as metal, eco-conscious, or digital offerings
  • Streamline cross-border logistics and personalization
  • Stay compliant across fragmented markets
Mainstream: diversify and differentiate
  • Drive customer loyalty through VIP card experiences
  • Monetize with lifestyle bundles: eSIMs, digital identity, and loyalty
  • Elevate LTV with Design-as-a-Service and API portals

Fintech payment solutions

Premium card programs that convert

Launch distinctive cards, designed from materials that appeal to prestige audiences, such as sustainable plastics, ceramic, or metal cards. With these, you can enhance your brand value and unlock higher retention, spend, and user acquisition.

Innovation without compromise

Through our innovation incubator Convego® Labs, fintechs can prototype next–gen payments concepts, from biometric tokens to hyper–personalized card packaging – fast.

Trusted Software

We serve the growing demand for smooth and secure consumer journeys. Within highly secure and regulated environments like finance, health, or mobility, we empower our clients to outpace competition.

A man and a woman looking at a tablet screen
Convego® Service Market

Experience the future of card issuance with Convego® Service Market, the platform that simplifies access for issuance services. Discover seamless integrations, smart enhancements, and innovative solutions for an elevated digital experience.

eSIMS for fintechs: the next lifestyle bundling opportunity

Differentiate in a crowded market
  • Bundle network connectivity into high-tier payment card programs to make them even more enticing
  • Stand out in the competitive prestige payments space
  • Offer a more complete, more modern approach to prestige benefit packages

Attract new customers
  • Deploy discounted eSIM offerings as part of a larger, travel-related program, tapping into the frequent traveler market
  • Offer lifestyle-related solutions for those that live globally, such as expats and digital nomads
  • Tap into the ever-increasing consumer demand for data
Boost revenues
  • Unlock revenue opportunities from paid eSIM packages as a new path to growth
  • Increase the perceived value of your payment card programs
  • Use eSIM as a foundation for a broader suite of paid – for additions across your card programs

Useful resources

Fintechs solutions
Financial Platforms Report

A complete range of solutions and services to support Fintech partners in building innovative solutions for their customers

Direct download
Fintech-focused innovative payment solutions
Financial Platforms Brochure

Next generation payment made easy – globally

Direct download
Card Issuance
Financial Platforms Case study

Payment 4.0: Next generation payment made easy – globally

Direct download

Global reputation for innovation


Trust

8 of 10 of the world's top financial institutions trust G+D with their PayTech needs.

170 years: We have provided trusted PayTech solutions for over 170 years.

1st provider in the payments industry to pledge to end the use of virgin plastic in their card products.


Scale

> 5000 banks and issuers work with us worldwide.

500m contactless cards delivered to our clients every year.


Expertise

No.1: G+D and their strategic partner Netcetera won the Fintech Finance award for their "Authentic ESG" offering.

Winner: G+D has been awarded by ICMA on multiple occasions for innovation leadership in cutting-edge payment card technology.

Frequently asked questions

Are the fintech solutions fully compliant with industry regulations?
Do fintech payment solutions help save time and costs?
Are the solutions independent or do payment schemes need to be connected directly?
Do the solutions ensure both security and a frictionless payment experience for end users?

Stay in the know with the latest insights into the fintech industry

In the lab: innovating card payments

 G+D innovation expert sheds light on how ideas are turned into market-ready products in our payment cards unit. We also take a look inside the innovation lab to learn the process of turning ocean plastic pellets into innovative payment cards.

A person using a smartphone with various banking interfaces shown, including transaction details and payment options.

Digital wallets: the empowering role of banks

Digital wallets are becoming a core feature of the ever-changing financial and consumer landscape. They’re already the virtual containers used by millions to host digital payment cards, boarding passes and tickets, vaccination certificates, rewards cards, crypto-assets, and car keys.

A person holding a smartphone displaying a bank application interface and a payment card

Self–custody: driving digital asset adoption

Consumer demand for digital assets is on the rise, with a diverse customer base eager to diversify their investment strategy. For financial institutions, this poses both opportunity and threat: adapt and integrate this new asset class, or risk falling behind newer players.

Let’s scale with confidence
in payments, together

Fintechs need partners who understand their urgency, ambition, and constraints. Whether you’re looking to disrupt, scale, or diversify – G+D is here to help you scale with confidence.