Design meets innovation and security

SwatchPAY! The coolest way to pay

Imagine you buy a new watch and a few minutes later you conveniently pay with it. Now Swatch customers in Switzerland can choose between four new SwatchPAY! Watches. The watches will be available in other countries in the near future. The watches combine the iconic Swatch design with contactless payment functionality.

The new Swatch watches have all the fun, color and great design that Swatch is famous for. SwatchPAY! offers next-gen contactless payment in a watch that looks and feels like a traditional watch – no charging required, no connectivity to manage.

SwatchPAY! is easy to use and provides a convenient and secure payment experience.  Customers can securely load a virtual card, linked to an existing credit or debit card, to their SwatchPAY! Watch. Using the SwatchPAY! App co-developed by G+D Mobile Security, consumers can securely load the virtual card onto their SwatchPAY! Watches in all participating Swatch stores.  The SwatchPAY! App also allows life cycle management of the SwatchPAY! card at any time.

SwatchPAY! is enabled by G+D’s Convego CloudPay eSE solution that enables secure provisioning of payment credentials. In combination with G+D’s embedded secure element and secure OS inside the watch the G+D Platform secures the virtual card and payment transactions. The Platform can enable additional mobile applications where the watch could be used for access to buildings, sports venues or public transportation.

Easy Activation

It's quick and easy to link an existing payment card to the SwatchPAY! Watch. Loading of a virtual card takes place in the Swatch store, directly after the purchase. The SwatchPAY! App facilitates the secure loading of the virtual card from the cloud utilizing a Bluetooth connection to the SwatchPAY! Box in participating stores.

On the backend, through the integration of the Token Requestor Management Platform with Mastercard, a virtual card is generated and linked to the payment card the customer provided through the SwatchPAY! App and then loaded to the embedded secure element in the watch. As soon as this process is completed, contactless payment transactions can be made at any contactless point-of-sale terminal using the SwatchPAY! Watch.

Contactless transactions require absolutely no energy at all from the watch itself so consumers can expect the usual long battery life of a Swatch.



Continuous innovation is a key strand of the Swatch DNA. This latest advance, with the introduction of the fastest and simplest tokenization, makes it easier than ever to pay "forever" – token up your Swatch, swipe it and you're done. SwatchPAY! is simple, stylish and sexy.

Carlo Giordanetti, Swatch Creative Director

Discover why the watch and wearable industry relies on G+D technology

The G+D Mobile Security offering harnesses our extensive experience in payment security, and secure over-the-air credential management.
We take care of security and technology concerns enabling our partners to focus on what matters most to their customers - functionality and design to improve everyday usage.

Faster speed to market entry

  • Increased speed-to-market and reduced complexity of market entry by providing a primary connection point to banks, transit authorities, venues and other service providers
  • Fast track deployment methodology


  • Secure personalization of user credentials
  • Secure key and data storage in robust backend services

Advanced security

  • State-of-the-art secure and mobile lifecycle management solution for wearables
  • Highly secure and certified embedded secure elements

Reduced complexity

  • Robust backend services hide complex integrations with a multitude of providers

Flexible deployment

  • G+D offers end-to-end support for a variety of use cases in a single wearable platform: payment, access, authentication & transit


  • Over-the-air credential management enables wearable devices to be configured to address multiple use cases within a single device
  • User experiences are safeguarded to improve both consumer adoption and stickiness to the benefit of service providers and OEMs

Related Topics

SwatchPAY! - More information here

SwatchPAY! Watch - a payment card on your wrist. SwatchPAY! makes contactless payment simple and secure – you’ll never have to reach into your pocket or bag for your wallet or phone again.

Wearable devices with added peace of mind

Transform your watch or other wearable into the guardian of your digital identities. Read more on how we enable faster time to market by reducing cost and complexity of market entrance.

Innovative contactless payment methods – with wearables

Offer your customers innovative ways to pay with G+D Mobile Security’s top of the art technology for secure provisioning and contactless payment.
We  enable faster time to market while reducing cost and complexity of market entrance. And making your brand top of wallet!

Ticketing goes mobile

G+D Mobile Security is at the forefront of developing mobile ticketing for greater passenger and operator convenience without compromising security.

Talk to a G+D expert

Your contact for Grenada
Change your location
G+D Mobile Security, Inc.
First Name Last Name E-mail Company Your message
By submitting this contact form, I consent to my data being processed to respond to my enquiry - as stated in the <a href="/en/mobile-security/solutions/end-to-end-solutions/swatchpay?C=75&cHash=9f51e74b88c4651d0b211fc372b1a084" class="ce--link" title="G+D privacy policy" target="_blank">G+D privacy policy</a>. Title Mr. Ms. Please select your industry Connectivity Service Provider Automotive Device Makers Financial Institutions Manufacturing and IIOT Transit Enterprise Public Sector Other
[email protected] Grenada ct en