Securing everyday payments with tokenization
Today, users expect payment solutions to be convenient, easy to use, and accessible – anytime, anywhere, anyhow. However, they still need to be safe, secure, and reliable. We offer digital payment solutions throughout your value chain that not only fulfill expectations but also delight your customers. Our solutions for tokenizing payments make sure that you can offer your customers what they want, when they want it.
By offering secure tokenized payment solutions in an omni-channel environment, you can ensure the security of your customers’ payment credentials
Our services offer:
- A secure device-agnostic solution and a state-of-the-art digital customer experience
- Increased customer satisfaction thanks to frictionless digital payments
- Higher brand retention through built-in technology that enables you to offer customizable payment solutions
- Increased conversions rates through innovative solutions that enable seamless and compliant customer authentication
- Customer loyalty, with you as the preferred provider when it comes to payment
Safeguarding payment with tokenization
Safeguarding your customers' payment credentials without compromising on customer experience is the key to success. 57 percent of mobile payment users are concerned about how their data is managed. An additional 38 percent are worried about compromised or stolen data. With our tokenization solutions, your customers can feel safe when using your services.
Tokenization is the process of substituting sensitive transaction credentials with non-sensitive equivalents. A token has no extrinsic or exploitable meaning or value. No one can extract any sensitive data from it. With tokens, no credit card information can be compromised. A token is a reference that maps back to the sensitive data through a token service provider. Each transaction contains a cryptogram, which provides high-security encryption. Should original data be compromised, it would have no value for anyone other than the token owner and the token receiver. Tokenization enables a variety of payment use cases such as digital wallets, e-commerce, wearable payments, OEM wallets, and in-app and in-car payments.
Juniper Research awarding G+D with two Platinum Awards for our digital payment solutions: “G+D has all the tools in hand to enable the building of compelling digital payment mechanisms. We found that these capabilities will be critical as the impact of digital payments throughout the financial ecosystem accelerates and as less traditional vendors try to build new payment solutions for consumers.Nick Maynard, Lead Analyst at Juniper Research
Customer behavior drives payment innovation
Download our infographic showing what the customers really want!
The way we pay is changing rapidly. New devices, new channels and new demands are pushing you closer to the customer. Use these opportunities to grow customer satisfaction.
Tokenized payment solutions
The safe provisioning of payment credentials secures customer payments at all touchpoints: be it a digital wallet, online, or at the POS. Our Convego® CloudPay Suite, in combination with our authentication solutions, serves millions of customers globally, offering added value and brand loyalty.
Convego CloudPay HCE
G+D’s wallet solution has been conferred the Platinum Award in the Best Digital Wallet category sponsored by Juniper Research. With its easy implementation and simple scalability, it has the potential to win your consumers’ hearts.
Our AppWorld solution enables you to build a customized ecosystem around your wallet. It comprises a rich choice of value-added services that will delight your customers.
Convego Service Broker
With this token management tool, you can provide a token cockpit for your customers, so they can securely manage the token lifecycle. This solution can also be leveraged as a customer support tool for token lifecycle management.
Convego CloudPay eSE
Juniper Research awarded our wearable enablement solution with a Platinum Award in its IoT Payment Innovation category. With its OEM agnostic way, the solution conveniently secures payments – regardless of form-factor.
Convego CloudPay eCOM
Our special solution for e-commerce enables high-level security via card-on-file network tokenization. Merchants no longer need to store sensitive customer payment data. That lets them avoid costly risk-management tools, and eliminates the probability data security breaches and cyber threats.
Digital payment security solutions from G+D win two Juniper Innovation Research Awards
Leading digital technology analyst Juniper Research has honored two G+D solutions with the Future Digital Award for Payment Innovation. Both the digital wallet solution and the wearables payment-enabling platform won the top prize in their respective categories.
Mastercard approves G+D as Digital Activity Customer
G+D has been granted approval by Mastercard as a Digital Activity Customer. This cooperation with Mastercard continues our legacy of innovating and securing payment ecosystems and marks another successful milestone within our long-term strategy of creating confidence and establishing strong partnerships.
Corporate Blog Spotlight
Enable the full power of tokenized payment
From online shopping to Netflix and Amazon accounts, mobile payment apps or digital wallets – consumers are increasingly using tokenized payment for secure and user-friendly digital payment services. But how can issuers use tokenization to add value for customers and deliver greater power to end-users?