
4 payment trends that shaped 2025
As 2025 draws to a close, Spotlight reflects on the four payment trends that redefined how we pay – and what they mean for banks heading into 2026.
New technologies and software solutions are increasing efficiency and improving data transparency as well as customer value and satisfaction.

As 2025 draws to a close, Spotlight reflects on the four payment trends that redefined how we pay – and what they mean for banks heading into 2026.

How can relying parties prepare for eIDAS 2.0–mandated deadlines? An orchestration layer for acceptance across multiple wallets is one avenue.

Big Tech is racing to build superapps that offer a wide array of services. Should banks enter the race or follow a different strategy?

Cash operations today must be efficient, resilient, and sustainable. Service digitalization ensures all three – securely.

CBDCs are moving from concept to reality. The point of sale is where they’ll make the most impact – and integration is far simpler than many expect.

In our latest Q&A, Kai Götzelmann discusses building world-class teams and leading major security infrastructure projects.

What sets a document apart in the crowded identity field? Emotional resonance, as in the latest iteration of the Kenyan ePassport by Veridos.

Given the progress of digitization worldwide, how relevant still are physical identity documents? The short answer: more than you think.

How state-of-the-art personalization in payment card experiences is helping banks and fintechs develop emotional connections and customer loyalty.