G+D Magazine
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Trusted Software

We take the complexity out of digital services

Trusted digital solutions for highly secure environments like finance, health or mobility are in high demand. In the financial world, eCommerce, digital payments and services are gaining momentum. Consumers now expect robust security without sacrificing convenience. We empower our clients to outpace competition by creating frictionless user experiences.

G+D has been protecting more than 3 billion online transactions per year with its tokenization solutions. Together with our digital powerhouse, G+D Netcetera, over 160,000 merchants worldwide rely on our solutions for secure online payments.

G+D Netcetera is a proven expert for forward-thinking software solutions. It draws on decades of experience designing, developing and operating highly secure software for digital payment, banking, health, mobility and publishing.

Convenient and secure financial services 

Our offering of card technology and trusted software covers the whole consumer journey from onboarding, registration, and authentication to digital banking services and wallets. Every 10th online shopping transaction in Europe is protected by our solutions. Our digital solutions ensure that consumers and merchants are able to complete a transaction securely and effortlessly. We offer a comprehensive and eCommerce checkout suite that enhances the security of online credit card payments by decreasing fraud exposure and enables a convenient shopping experience for cardholders.

User-centric solutions for customers worldwide

We stand for seamless user journeys in digital banking and financial technology by taking the complexity out of digital services. Our aim is to serve the growing demand for frictionless consumer experiences to increase usability and acceptance of solutions in payment and banking. Beyond the financial sphere, G+D Netcetera’s portfolio also provides business-critical solutions in mobility, health and publishing.

We deliver user-centric solutions in highly secure environments – driven to improve the user experience for millions of people around the world.

Enabling effortlessly secure payments and banking experiences

A man uses his smartphone on a busy street, next to a digital interface displaying various bank and digital wallet options.
  • Protecting more than 3 billion online transactions per year
  • Securing payments for over 160,000 merchants worldwide
  • Every 10th online shopping transaction in Europe is protected by our solutions

Digital payments and wallets: shaping the future of digital payments and banking

A person using a smartphone with various banking interfaces shown, including transaction details and payment options.

Delivering robust digital payments and banking experience in today’s fast-moving financial services world needn’t be complex – with the right partner.

Modern-day banking customers demand more than just traditional banking and payment experiences – they seek financial services aligned and personalized to their unique needs and lifestyles. That could be eco-conscious banking, crypto related investments, or other tailored offerings. They also expect comprehensive control over their finances, making tools like budget management, detailed transaction records, and transparency over their payment credentials crucial for a fulfilling experience.

For traditional banks, these shifts underscore the urgent need to rethink their approach and offerings to stay relevant to demanding customer expectations.

Remain at the center of your customers’ digital world

Customers love the ease and convenience of mobile-first experiences, largely enabled by the flexibility and versatility of digital wallets. Non-financial businesses currently lead in digital payments and wallets, so banks risk being sidelined and their services reduced to commodities. Banks can remain central to customers' digital lives in building a robust suite of digital payment and wallet solutions.

Infographic about Strategies for Financial Institutions to enable next-gen payments and banking experiences.

Authentication: elevating secure payment experiences

Person holding their smartphone with an overlay of different actions requiring authentication

Complex security challenges require sophisticated yet convenient authentication

As banking continues to go digital, fraud is becoming more sophisticated, and the need for secure authentication has never been greater – without sacrificing convenience. While customers grow savvier in spotting fraud attempts, criminals are constantly evolving their tactics.

Even with current levels of multi-factor authentication (MFA) in place, the system is not entirely immune to these rising threats. Fraud comes in many forms, creating significant risks for both financial institutions and customers.

Weak authentication practices remain a major vulnerability, leading to some of the most common types of digital fraud. At G+D, our solutions can protect every part of the payment journey, outpacing fraud and securing eCommerce, onboarding, and authentication of larger transactions.

Woman looks at her smartphone and selects an authentication method

The factors impacting authentication

Infographic about the factors behind the evolution of authentication

Digital commerce: redefining the e-commerce experience

As the number of e-commerce shoppers increases, the ecosystem faces many challenges to its successful day-to-day operations. These range from supporting new payment methods, such as smart devices, to navigating through ever more complex fraud, data security, payment processing, and regulatory concerns, as well as taking account of increasing ecological awareness. If not managed correctly, all of these factors can lead to a drop in revenue as customers abandon their shopping cart to go elsewhere.

Why customers abandon their cart

A graph demonstrating the reasons for customer abandoning their cart by percentage

Here at G+D, we work with the entire payments ecosystem, including payment service providers, payment orchestrators, acquiring banks and others to elevate eCommerce, with security, convenience, and control at the heart of everything we do.

Related solutions

A person using a smartphone with various banking interfaces shown, including transaction details and payment options.
Digital Payments and Wallets

In our connected world, it’s already a reality: Our Convego CloudPay Suite offers solutions for digital wallets, e-commerce payments, wearable enablement, and tokenization lifecycle management. Brands use it to refine their products and provide their customers with a choice of payment options.

Person holding their smartphone with an overlay of different actions requiring authentication
Authentication Solutions

Learn how our suite of authentication solutions can transform your payments and banking experiences – making them fraud-smart by effortlessly balancing security and convenience.

Two girls online shopping on a smartphone
Digital Commerce

With our eCOM PayTech solutions, we optimize the payments experience for Merchants and PSPs, ensuring seamless checkouts, bolstering defenses against fraud and chargebacks, and ultimately enhancing customers' shopping journey.

A woman pays for her purchases in a clothing store with her smartwatch
Wearable Payment Enablement

Our future-proofed secure wearables solutions for contactless payments enable secure authentication and credential management along with value-added services.

Two young people standing in front of a train station operating a smartphone
Mobile Ticketing

Seamless and secure mobility is a key factor in the quality of modern life. Research clearly shows that the world's growing population gravitates to urbanized environments.

Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.