
We take the complexity out of digital services
Trusted digital solutions for highly secure environments like finance, health or mobility are in high demand. In the financial world, eCommerce, digital payments and services are gaining momentum. Consumers now expect robust security without sacrificing convenience. We empower our clients to outpace competition by creating frictionless user experiences.
G+D has been protecting more than 3 billion online transactions per year with its tokenization solutions. Together with our digital powerhouse, G+D Netcetera, over 160,000 merchants worldwide rely on our solutions for secure online payments.
G+D Netcetera is a proven expert for forward-thinking software solutions. It draws on decades of experience designing, developing and operating highly secure software for digital payment, banking, health, mobility and publishing.
Convenient and secure financial services
Our offering of card technology and trusted software covers the whole consumer journey from onboarding, registration, and authentication to digital banking services and wallets. Every 10th online shopping transaction in Europe is protected by our solutions. Our digital solutions ensure that consumers and merchants are able to complete a transaction securely and effortlessly. We offer a comprehensive and eCommerce checkout suite that enhances the security of online credit card payments by decreasing fraud exposure and enables a convenient shopping experience for cardholders.
User-centric solutions for customers worldwide
We stand for seamless user journeys in digital banking and financial technology by taking the complexity out of digital services. Our aim is to serve the growing demand for frictionless consumer experiences to increase usability and acceptance of solutions in payment and banking. Beyond the financial sphere, G+D Netcetera’s portfolio also provides business-critical solutions in mobility, health and publishing.
We deliver user-centric solutions in highly secure environments – driven to improve the user experience for millions of people around the world.
Enabling effortlessly secure payments and banking experiences

- Protecting more than 3 billion online transactions per year
- Securing payments for over 160,000 merchants worldwide
- Every 10th online shopping transaction in Europe is protected by our solutions
Digital payments and wallets: shaping the future of digital payments and banking

Delivering robust digital payments and banking experience in today’s fast-moving financial services world needn’t be complex – with the right partner.
Modern-day banking customers demand more than just traditional banking and payment experiences – they seek financial services aligned and personalized to their unique needs and lifestyles. That could be eco-conscious banking, crypto related investments, or other tailored offerings. They also expect comprehensive control over their finances, making tools like budget management, detailed transaction records, and transparency over their payment credentials crucial for a fulfilling experience.
For traditional banks, these shifts underscore the urgent need to rethink their approach and offerings to stay relevant to demanding customer expectations.
Remain at the center of your customers’ digital world
Customers love the ease and convenience of mobile-first experiences, largely enabled by the flexibility and versatility of digital wallets. Non-financial businesses currently lead in digital payments and wallets, so banks risk being sidelined and their services reduced to commodities. Banks can remain central to customers' digital lives in building a robust suite of digital payment and wallet solutions.

Authentication: elevating secure payment experiences

Complex security challenges require sophisticated yet convenient authentication
As banking continues to go digital, fraud is becoming more sophisticated, and the need for secure authentication has never been greater – without sacrificing convenience. While customers grow savvier in spotting fraud attempts, criminals are constantly evolving their tactics.
Even with current levels of multi-factor authentication (MFA) in place, the system is not entirely immune to these rising threats. Fraud comes in many forms, creating significant risks for both financial institutions and customers.
Weak authentication practices remain a major vulnerability, leading to some of the most common types of digital fraud. At G+D, our solutions can protect every part of the payment journey, outpacing fraud and securing eCommerce, onboarding, and authentication of larger transactions.

The factors impacting authentication

Digital commerce: redefining the e-commerce experience
As the number of e-commerce shoppers increases, the ecosystem faces many challenges to its successful day-to-day operations. These range from supporting new payment methods, such as smart devices, to navigating through ever more complex fraud, data security, payment processing, and regulatory concerns, as well as taking account of increasing ecological awareness. If not managed correctly, all of these factors can lead to a drop in revenue as customers abandon their shopping cart to go elsewhere.
Why customers abandon their cart

Here at G+D, we work with the entire payments ecosystem, including payment service providers, payment orchestrators, acquiring banks and others to elevate eCommerce, with security, convenience, and control at the heart of everything we do.
Related solutions

Seamless and secure mobility is a key factor in the quality of modern life. Research clearly shows that the world's growing population gravitates to urbanized environments.
If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.