G+D Magazine
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Trusted Software

We take the complexity out of digital services

Trusted digital solutions for highly secure environments like finance, health or mobility are in high demand. In the financial world, eCommerce, digital payments and services are gaining momentum. Consumers now expect robust security without sacrificing convenience. We empower our clients to outpace competition by creating frictionless user experiences.

G+D has been protecting more than 3 billion online transactions per year with its tokenization solutions. Together with our software division, Netcetera, over 160,000 merchants worldwide rely on our solutions for secure online payments.

Netcetera is a proven expert for forward-thinking software solutions. It draws on decades of experience designing, developing and operating highly secure software for digital payment, banking, health, mobility and publishing.

Convenient and secure financial services 

Our offering of card technology and trusted software covers the whole consumer journey from onboarding, registration, and authentication to digital banking services and wallets. Every 10th online shopping transaction in Europe is protected by our solutions. Our digital solutions ensure that consumers and merchants are able to complete a transaction securely and effortlessly. We offer a comprehensive and eCommerce checkout suite that enhances the security of online credit card payments by decreasing fraud exposure and enables a convenient shopping experience for cardholders. 

User-centric solutions for customers worldwide 

We stand for seamless user journeys in digital banking and financial technology by taking the complexity out of digital services. Our aim is to serve the growing demand for frictionless consumer experiences to increase usability and acceptance of solutions in payment and banking. Beyond the financial sphere, Netcetera’s portfolio also provides business-critical solutions in mobility, health and publishing. 

We deliver user-centric solutions in highly secure environments – driven to improve the user experience for millions of people around the world. 


Cover of trend report about the importance of compelling digital payment solutions

Learn more about the importance of compelling digital payment solutions

The way we use money and currencies is changing rapidly. Use new devices, channels, and demands as opportunities to enhance customer satisfaction. A healthy customer relationship is built on reliable, secure and convenient ways to pay.

Digital payment solutions – with your customers at heart

A customer-centric experience is one of your customers’ main priorities. In order to cater for this, you’ll need to ensure that you take the following five steps for success into consideration:

1. Offer a great customer Experience: 96 % payment providers, banks and issuers say that customer experience is their top priority

2. Frictionless usage: 61% of customers want an easy onboarding and frictionless access to their digitalized financial services

3. Authentication: Easy methods to authenticate payments, like biometrics, have enormous customer adoption, with an expected business growth reaching $85 billion in 2023

4. Scalability: Any solution needs to work at scale, enabling business to ramp up when needed. For instance, in 2023 there will be an expected 990 million OEM payment users

5. Customer Stickiness: Security and trust is key to brand love and loyalty, with 54% of customers list brand trust as number one reason for using their current bank

Securing everyday digital payments

A state-of-the-art customer experience is the key to create stickiness and attract new customers. Therefore it is essential to provide customer-proven usability for easy onboarding, smart card activation, secure digital payments with authentication and tokenization: At the end of the day, a secure customer journey across all channels and touchpoints. Understanding your customers’ needs and gathering insights about their motivations is fundamental when developing seamless and accelerated end-to-end digital payment solutions. This can be a challenge. With G+D you have found the right partner. We enable standardized and scalable solutions, but with the ability to personalize and fit offerings to your needs, and for identifying new revenues streams - Always with your customer at the heart.

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Digital Payment Solutions

In our connected world, it’s already a reality: Our Convego CloudPay Suite offers solutions for digital wallets, e-commerce payments, wearable enablement, and tokenization lifecycle management. Brands use it to refine their products and provide their customers with a choice of payment options.

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Authentication Solutions

We provide device-agnostic-compliant multi-factor authentication solutions for increased conversions, customer activation, and payments on the fly. For everyday use, for your customers’ convenience.

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Digital Commerce

With our eCOM PayTech solutions, we optimize the payments experience for Merchants and PSPs, ensuring seamless checkouts, bolstering defenses against fraud and chargebacks, and ultimately enhancing customers' shopping journey.

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Mobile Payment Solutions

We enable mobile payment and digital payment solutions for global OEM brands. This helps them boost customer retention and loyalty throughout the entire customer journey for a multitude of mobile payments.

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Wearable Payment Enablement

Our future-proofed secure wearables solutions for contactless payments enable secure authentication and credential management along with value-added services.

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Mobile Ticketing

Seamless and secure mobility is a key factor in the quality of modern life. Research clearly shows that the world's growing population gravitates to urbanized environments.

More insights into digital payment solutions

A person pays contactless with the smartphone in a café

Digital payment solutions again win innovation awards from Juniper Research

Juniper Research has awarded two solutions from G+D with the "Future Digital Award for Payment Innovation".

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Mastercard approves G+D as Digital Activity Customer

G+D has been granted approval by Mastercard as a Digital Activity Customer. According to G+D’s legacy in innovating and securing payment ecosystems, this cooperation with Mastercard is another successful part of the long-term strategy in creating confidence and establishing strong partnerships.

Europe on a map with brightly lit dots

Can a new European Payments Initiative succeed?

If implemented successfully, the European Payments Initiative could create a unified payment solution for consumers and merchants across the continent.

Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.