G+D Magazine
Photo of a woman holding her payment card to a payment device
Payment Technology

One-stop-shop for payments and banking solutions

Cards are the fastest growing payment instrument globally – serving as a gateway for accessing digital and physical banking and payment services. They act as a tangible, branded reminder of a bank’s bond with its customers. As a payment technology leader, we enable banks to create contemporary physical and digital experiences for payments.

G+D has been a leader in card manufacturing and secure card technologies ever since our invention of the smart card decades ago. We are producing and personalizing hundreds of millions of payment cards every year globally.  Over the last 5 years, we've shipped 1.9 billion contactless payment cards worldwide. Our adaptability extends to cards, issuance services, digital payments, and authentication, catering to both global and local needs.

One stop shop 

We advocate a one-stop-shop approach that enables banks to effectively combine physical and digital customer journeys according to their needs. Our G+D Convego® offering is an ecosystem of products and solutions that orchestrate convenient customer experience across physical and digital banking and payments. 

Value-Driven PayTech Solutions 

Our value-driven offerings allow banks to differentiate themselves while contributing positively to society. As an industry first, we pledged to replace all virgin plastic in our card products by 2030. Starting from a payment card to issuance, digital wallet, mobile payment solutions and the recycling services, G+D helps banks to implement end-to-end ESG strategies. Our approach also extends to co-creation with banks to enable more accessibility in payments. 

Cards as backbone of payment innovation 

The established payment card ecosystem serves as the foundation for the growing trend of digital payments. G+D is well positioned to utilize this trend with our offering. Our solutions for trusted software enable a smooth and secure user experience across all digital channels.  

Complete convenience for card issuers

Payment cards and similar applications have been around for a long time – and they are as popular as ever. Yet the demands placed on them by consumers and financial institutions have increased dramatically. Today expectations range from measures to protect sensitive information when used offline all the way to support for cost-effective marketing tools for issuers. We meet those expectations. In addition, we deliver industry-leading security for the operating system and applications, as well as for the card or alternative form factor itself.

A man has his hands on the keyboard of his laptop and holds a credit card in his hand
Smart Cards

We continually innovate our card offerings with unique designs and state-of-the-art security solutions. Our solutions manage your customers' identities with innovative design features that make your cards stand out. G+D produces cards your customers love to use.

Woman types her credit card details into her smartphone
Card issuance services

With our card issuance solutions and services, you can deliver a truly differentiated customer experience across both physical and digital touchpoints. All the while, you have full control, visibility, and traceability across the complete issuance process.

Woman looks at her cell phone
Digital First

Customer experience needs to be at the center of your digital strategy. "Mobile first" emerged as a popular catchphrase. Today, "Digital first" is a paradigm that is changing today’s world.


Pledge 2030

Pledge 2030 - end the use of virgin plastic

End the use of virgin plastic in payment card products by 2030

Giesecke+Devrient (G+D) pledges to replace all virgin plastic in its payment card products latest by 2030 to further enable consumers and banks to fulfill their own sustainability aspirations. G+D is the first in the payment industry to make such a commitment and we expect the industry to follow suit. Download our infographic now.

Fintech offerings

Illustration: three modern looking people with credit card and smartphones

For Fintechs to succeed, understanding the underlying payments landscape is as key as working with the right partner: G+D and Fintechs, a partnership for success!


Let our references speak

We supply EMV® products and services to nine of the top ten financial institutions worldwide, and to around 70 percent of the top 50. If that isn’t enough, we have even more references.

Europe: leading solutions for leading companies

UniCredit Group: we are the main supplier of electronic payment system solutions in UniCredit’s largest markets. Our offering covers the newest generation of EMV® cards, including dual-interface cards and personalization services for Germany.

Secure success in Asia

HDFC Bank, India: premium customers of HDFC Bank, one of India’s largest banks, receive credit cards featuring the global EMV® standards. With our supply of 500,000 smart cards, this project has greatly assisted India’s migration from standard magnetic-stripe cards to cards with integrated chips.

North America mobile phone payment

Bank of Montreal Financial Group, Canada: G+D supplies 20,000 stickers every year for contactless payment by cell phone.

South American bank with end-to-end approach from G+D

Bradesco Claro, Brazil: G+D provides design consultancy for the complete system and delivers the platforms as managed services via its secure data centers.

More insights into Payment Technology

Map of Europe with blue lights on grid background

Can a new European Payments Initiative succeed?

In order to succeed, the European Payments Initiative must overcome fragmentation, compete with established and emerging players, and persuade people it is needed. 


Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.