Digital Security
Digital Security A man holding a symbol of a digital lock, symbolizing security or protection in the digital space..

Whether in the realms of IoT connectivity, identity technology, or digital infrastructures: we are the trusted partner for digital security of governments, public authorities and enterprises worldwide.

Overview
Connectivity & IoT
Connectivity & IoT
Mobile Network Operator
IoT
Automotive
Identity Technology
Identity Technology
Enterprise Security
Product and Brand Protection
Health Solutions
Veridos
Digital Infrastructures
Digital Infrastructures
secunet
Financial Platforms
Financial Platforms A man holding a smartphone in one hand and a payment card in the other, ready to make a digital transaction.

We create holistic customer journeys from onboarding and authentication over card issuance to a frictionless checkout in eCommerce – taking the complexity out of financial services.

Overview
Trusted Software
Trusted Software
Digital Payment Solutions
Authentication Solutions
Digital Commerce
Mobile Payment Solutions
Wearable Payment Enablement
Mobile Ticketing
Netcetera
Payment Technology
Payment Technology
Smart Cards
Card Issuance Services
Digital First
Currency Technology
Currency Technology A highspeed G+D banknote processing machine accurately counting and sorting 10 euro notes.

As a market leader and reliable partner for currency technology, we provide highly secure and efficient solutions at all stages of the currency cycle – both in physical and digital ecosystems.

Overview
Digital Currency Ecosystem
Digital Currency Ecosystem
Retail CBDC
Wholesale CBDC
Currency Management
Currency Management
Scalable Cash Cycle Solutions
Intelligent Automation Solutions
Digital Solutions
Smart Service Solutions
Banknote Solutions
Banknote Solutions
Banknote Design
Banknote Security Technology
Banknote Production
G+D Magazine
Spotlight

Spotlight, the G+D magazine, explores the big topics of our time, offering expert opinion and insights into technological innovation, security and efficiency.

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Skyline of the European Central Bank

Nurturing a healthy future for cash

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Brasil Sao Paolo skyline

The new world: payments in Latin America

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Transforming the cash cycle with a "simple box"

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Spotlight
G+D Group
G+D Group

Giesecke+Devrient (G+D) is a global SecurityTech company headquartered in Munich. As a trusted partner to customers with the highest demands, G+D makes the lives of billions of people more secure with its solutions.

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Company
Company
Management
Annual Report
History
Associations
Supply Chain
Sustainability
Sustainability
Environment
Social
Governance
Press
Press
Press Releases
Press Contact
Events
Careers
Careers

Our employees are at the heart of everything we do. We pride ourselves on our diversity, human values and our daily work. Join us and be part of an international team that’s both inspiring and inspired. Contribute to making the lives of billions of people around the world more secure.

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Jobs
What we offer
What we offer
Functional areas
Locations
Who we are
Who we are
Our story
Our innovations in daily life
Our DNA
More Companies
More Companies
secunet
Veridos
EN DE
A woman with a smartphone in her hand looks enthusiastically through a shop window

3-D Secure ensures a smooth and reliable online payment journey – every time.

When it comes to payments, customer expectations are clear. They seek a secure online purchasing journey without redirects, effortless payments completed without friction, and a superior online shopping experience.
 
We can cater to your customers’ rising expectations and transform your online transactions — making them as secure, quick, and convenient as in-store purchases.

How it works: Compliance to conversion to happy customers

Icons to symbolize how 3-D Secure works

Enable seamless and secure online payments with EMV® 3-D Secure, powered by our software division Netcetera, and elevate your customer experience. Our solution guarantees to shield your business from fraud and chargebacks, all while reducing your cart abandonment rate.

Benefits for Merchants, PSPs, and Payment Gateways

A man is sitting on a sofa holding a smartphone with the words "Payment successful" on the screen

Reduced cart abandonment

Say goodbye to the industry average cart abandonment rate of 70% and welcome a higher approval rate. 

Eine junge Frau mit Brille sitzt in einem Computerraum vor zwei Computerbildschirmen und tippt

Enhanced risk assessment

With 10 times more data points exchanged and utilized for transaction risk assessment, expect better fraud prevention and risk reduction. 

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Transaction speed

Enjoy up to 85% faster transaction times, ensuring lightning-fast checkouts and happier customers. 

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Optimized revenue streams

EMV® 3-D Secure, reducing the risks associated with non-authenticated transactions, refunds, and lost revenue, you can maximize your revenue. 

Why choose us as your perfect payment partner?

Superfast rollout 

Experience a swift implementation in just 2 to 4 weeks, thanks to our agile and efficient approach. 

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Industry pioneers 

We have consistently been at the forefront of implementing new EMV® 3-D Secure specifications. 

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Proven track record

With 10+ years of serving 80+ acquirers/PSPs, 200K+ merchants, and processing 36 Mn+ transactions per month, we provide unparalleled expertise. 

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Strategic advisors 

Netcetera’s involvement on the board of EMVCo positions us as trusted strategic and business advisors, ensuring we stay ahead of industry trends. 

Effortless and secure transactions with biometric authentication

Many authentication mechanisms, such as one-time passwords, cause unnecessary complexity at checkout and are vulnerable to phishing attacks. 

Biometric authentication has a profound impact on e-commerce by removing the friction from online checkout processes and maintaining high levels of security. The result is an intuitive and consistent user experience, building on the growing acceptance of biometrics in the consumer market. This approach enhances consumer engagement, decreases fraud and operational costs, and meets regulatory requirements for strong two-factor authentication in various markets. It's a win-win, providing increased revenue while addressing key industry challenges. 

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Market leaders

Our EMV® 3-D Secure solution is the first EMVCo-approved product released in Europe, and the second globally. We are completely compliant with both the EMV® 3DS 2.x protocol and the scheme’s EMV® 3DS 2.x programs.
 
Join forces with us to deliver an exceptional online payment experience.

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Related Solutions

A man with tablet and digital overlay of payment card selection
eCOM Tokenizer

Enables merchants and PSPs to strike a balance between online checkout security and a seamless consumer experience. Powered by Network Tokenization it improves security, convenience, and conversion in the e-commerce business.

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A smartphone scans the face of a woman
Convego® AUTH-U

Transforms two-factor authentication into one effortless action. With passwordless authentication, outpace fraud, meet regulations, and elevate the customer experience.

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A man pushes his bike and uses his smartphone at the same time.
Click to Pay

Empowers the consumers to confidently transact through an easy e-checkout, regardless of the payment card, digital channel, or device they use – by clicking just one button.

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Get in touch

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.