A man has his hands on the keyboard of his laptop and holds a credit card in his hand

Powering payments, powering customer relationships

When looking at financial institutions and their customers, there is no more tangible representation of their relationship than the payment card. Every time the customer uses the card to pay, that relationship is reinforced. It’s more than just a transactional arrangement, in turn, it became a social symbol and statement for both the banks and their customers.

While payment cards are widely adopted across the globe, they can still be so different from each other. Cards that support their users’ sustainable lifestyles through recycled or industrial compostable material; or cards made of metal that reinforce a customer’s sense of being valued by their financial services firms, or even cards that use biometric smart technology to authenticate payments - all of these are possibilities. And all of these show your customer how you want them to feel about your business. It’s more than just a card; it’s a gateway to a better, more personalized banking experience.  

For banks and other financial services businesses, perfecting the card issuance and usage experience is crucial to both curating an outstanding customer experience and securing customer loyalty.  

G+D is one of the leading providers of payment offerings, with a strong emphasis on securing transactions in both the online and offline space.

Juniper Research

Pledge 2030

End the use of virgin plastic in payment card products by 2030

Giesecke+Devrient (G+D) pledges to replace all virgin plastic in its payment card products latest by 2030 to further enable consumers and banks to fulfill their own sustainability aspirations. G+D is the first in the payment industry to make such a commitment and we expect the industry to follow suit. Download our infographic now.

Illustration: three modern looking people with credit card and smartphones

Fintech offerings

For Fintechs to succeed, understanding the underlying payments landscape is as key as working with the right partner: G+D and Fintechs, a partnership for success!

READ MORE

G+D – your most reliable & creative card partner

As card issuance experts, G+D supports banks and financial intermediaries around the world with every part of their issuance journeys. Drawing on this experience, we’ve built tools and services to enhance each part of this experience, from consultative issuance deployment solutions to sophisticated digital services to optimize the customer experience.  

This range of solutions allows businesses that work with us to choose the services that work for them, tailoring their offering to meet their – and their customers’ – needs. Today, we see that our clients are more and more looking for services that work together to support both physical and digital banking services – phygital solutions for a phygital world. 

Building the banking services of today – and tomorrow.

As well as providing superior card issuance services, we work with financial institutions of all shapes and sizes to create cutting-edge solutions that meet every payment challenge. Whether it’s specific digital tools to streamline customer onboarding or value add services to make their most important customers feel special – we understand your business, your needs and your market.

Products and solutions

Metal credit cards from G+D

Premium for your customers: stand out with a metal card

Are you looking for decisive components in the race to win and retain valuable, affluent customers? Offering performance, displaying personality and prestige and creating a high-quality customer experience are critical components. Our metal cards enable issuing banks to differentiate their first-class service with a physical symbol and provide customers with solid, tangible proof of their value to the bank.

G+D credit cards: Convego Parley Ocean, Convego Natural and Convego Recycled

Eco-innovative payment solutions with Convego® Beyond

We believe that the power for change lies in the hands of the consumer, and the power to shape a new consumer mindset towards a more sustainable lifestyle also lies in our hands.

Convego® YOU

The payments ecosystem is vast and diverse. Different devices, new form factors, innovations in card materials. But methods of authenticating identity have largely lacked that breadth of choice – until now. Introducing Convego® YOU: the card that knows you.

A businessman pays contactless with his credit card in a restaurant

Inside the card

Invented in 1950, payment cards became especially popular in the mid-1990s. At about that time, the magnetic stripe started to be replaced by a microprocessor chip. The specification of the chip-based payment system was carried out by EMVCo, a company jointly created by Europay, Mastercard and Visa. Right now, roughly 70% of all payment cards worldwide are EMV compliant, and the market is continuing to grow.

Different layouts of G+D credit cards

Wow your customers with iconic Convego® Factors card designs

Cards with a memorable look and feel offer an ideal opportunity to establish, differentiate and maintain a close relationship with your customer. In short, this plastic card remains a central marketing tool. With the Convego® Factors card portfolio, G+D is happy to assist you in creating and launching your new line of unique, never-before-seen cards. We’ll inspire you.

READ MORE

Explore our contactless ticketing products

A woman pays for her ticket on a public transportation system by holding her credit card up to a card reader

World-class contactless ticketing cards

The ever-growing number of passengers on urban transit networks is overwhelming operators in many cities and in many countries. Solutions to enable higher passenger throughput and to leverage the full capacity of the infrastructure is crucial. 

READ MORE

Explore our card issuance services

Woman types her credit card details into her smartphone

Card issuance services

With our card issuance solutions and services, you can deliver a truly differentiated customer experience across both physical and digital touchpoints. All the while, you have full control, visibility, and traceability across the complete issuance process.

READ MORE

More insights into smart cards

Abstract representation of a fingerprint made of differently shaped plastic parts

How biometric payment cards benefit banks

Driven by an increase in the use of contactless payments, which has been turbocharged by Covid-19, biometric technology embedded in credit and debit cards offers a number of advantages.

READ MORE

Get in touch

If you have any questions about our end-to-end business solutions or about our company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.

United States ms en https://www.gi-de.com/en/payment/card/smart-cards